ZIP 19607 Property Distress & Foreclosure Data

DLRadar grades ZIP 19607 (Berks County, Pennsylvania) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). On the structural side it scores 45/100, with 2/100 of stress already active.

The market reads expansion — home values rose 8.4% year on year, and 25% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 6.6%. The ZIP holds roughly 9,978 housing units. About 24,332 people live here, median age 39. DLRadar's demographic-stress index for the area reads 26/100. Around 31% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. Median household income is $80,550, near the U.S. median near $78,000. Home values center near $228,800, an affordability ratio of 2.6× — accessible. 10.5% of residents fall below the poverty threshold. Owners hold 65% of homes, renters 35%.

Overall 19607 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.