ZIP 19504 Property Distress & Foreclosure Data

Composite property distress in 19504 (Berks County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (20/100), construction/permit lag (18/100). construction/permit lag (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). On the structural side it scores 50/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 7.6% over the trailing year, and 30% higher over three years (phase confidence 52/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $100,882, median income runs above typical U.S. levels. 94% of housing is owner-occupied. The poverty rate is 1.3% — low. The typical home is worth about $388,300 (3.4× income, relatively affordable). Around 31% of renters are cost-burdened. 5,327 residents call 19504 home, typically aged 53. Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. The vacancy rate is 7.0%. The ZIP holds roughly 2,216 housing units.

On balance, 19504 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.