ZIP 18076 Foreclosure, Tax-Lien & Distress Report

ZIP code 18076 in Montgomery County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. The split runs 57/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (80/100)). Property-level stress concentrates in structural risk (57/100), construction/permit lag (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 23% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,013 with a median age of 45. There are about 1,289 housing units across 18076. The tenure split is 72% owner-occupied to 28% rented. Vacancy runs 5.7%. Home values center near $253,200, an affordability ratio of 2.9× — accessible. Around 23% of adults hold a bachelor's degree or higher. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Roughly 8.0% live below the poverty line. Households earn a median $87,386 — above the roughly $78,000 national figure.

Net-net, 18076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 18076 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 18076 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Montgomery County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed as records update; 18076 shows blanks, not estimates, wherever the record is sparse.

Each component behind 18076 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 18076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.