ZIP 18915 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Pennsylvania · Distress market
In Montgomery County, Pennsylvania, ZIP 18915 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 58/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). Property-level stress concentrates in structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 10% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 87% of homes, renters 13%. There are about 603 housing units across 18915. 1,791 residents call 18915 home, typically aged 44. The demographic-stress sub-score lands at 27/100. A median home runs $534,300 here, or 3.6 times local income. The vacancy rate is 0.0%. The poverty rate is 3.5% — low. Around 52% of adults hold a bachelor's degree or higher. At $141,645, median income runs above typical U.S. levels. Around 58% of renters are cost-burdened.
On balance 18915 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 18915 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 18915's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 18915 reflects the current record instead of a stale or modeled snapshot.
18915's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 18915 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 18915
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 18915 by the numbers
Current distress, phase, housing and lender-pressure figures for 18915, drawn from the same report attached to each property.
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Deterministic scoring, sourced entirely from public data · methodology