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ZIP 18964 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Pennsylvania · Distress market

On DLRadar's 0-100 public-record scale, ZIP 18964 in Montgomery County, Pennsylvania comes in at 26, a low composite-distress reading. Structurally it carries 58/100, against 2/100 of stress already in motion. What sets it apart are the readings on structural risk (58/100), construction/permit lag (53/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 19% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

14,422 residents call 18964 home, typically aged 40. On demographic stress specifically, 18964 scores 29/100. A median home runs $356,100 here, or 3.6 times local income. The ZIP holds roughly 5,663 housing units. The vacancy rate is 5.1%. Rent burden reaches 40% of tenant households. Owners hold 68% of homes, renters 32%. At $94,291, median income runs above typical U.S. levels. Educational attainment sits at 40% bachelor's-or-above. The poverty rate is 6.6% — low.

On balance 18964 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 18964 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 18964 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 18964 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 18964's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 18964 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
58/100
Structural risk
2/100
Distress activity

What is driving ZIP 18964’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk97
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 18964 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 18964, the same set carried on every parcel.

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More ZIPs across Montgomery County

More distress data near 18964

Further distress data across Montgomery County, Pennsylvania at ZIP, county and state level.

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Pull every distressed parcel in 18964 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Each signal above is traceable to an open dataset · methodology

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