ZIP 19440 Property Distress & Foreclosure Data

DLRadar grades ZIP 19440 (Montgomery County, Pennsylvania) at a low 23/100 for overall property distress. Structural exposure scores 52 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (82/100)). Property-level stress concentrates in structural risk (52/100), construction/permit lag (28/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The expansion-phase market in 19440 posted values that rose 5.5% over the year, and 20% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 65% owner-occupied to 35% rented. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $438,500 here, or 4.1 times local income. Vacancy runs 3.5%. Population is roughly 19,650 with a median age of 39. Rent burden reaches 50% of tenant households. There are about 7,845 housing units across 19440. On demographic stress specifically, 19440 scores 31/100. About 47% have a four-year degree. Households earn a median $101,654 — above the roughly $78,000 national figure.

Broadly, 19440 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.