ZIP 19446 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Pennsylvania · Distress market
ZIP code 19446 in Montgomery County, Pennsylvania carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (80/100). Leading the profile are structural risk (57/100), construction/permit lag (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structurally it carries 57/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 4.2% year on year, and 23% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 3.1%. At $103,875, median income runs above typical U.S. levels. Owners hold 66% of homes, renters 34%. Around 40% of renters are cost-burdened. The ZIP holds roughly 24,781 housing units. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $441,100 (4.0× income). Around 51% of adults hold a bachelor's degree or higher. Population is roughly 61,608 with a median age of 43. On demographic stress specifically, 19446 scores 28/100.
Net-net, 19446 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 19446 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 19446's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 19446 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 19446 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 19446 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 19446
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 19446 distress snapshot
A live read on 19446: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Montgomery County
Nearest ZIP codes to 19446
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 19446
Further distress data across Montgomery County, Pennsylvania at ZIP, county and state level.
Open the complete 19446 acquisition file
Pull every distressed parcel in 19446 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology