ZIP 18054 Property Distress & Foreclosure Data

DLRadar grades ZIP 18054 (Montgomery County, Pennsylvania) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (82/100)). Property-level stress concentrates in structural risk (52/100), construction/permit lag (27/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural exposure scores 52 and live distress 2 on the 0–100 scale.

The expansion-phase market in 18054 posted values that rose 5.5% over the year, and 13% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

83% of housing is owner-occupied. The typical home is worth about $411,400 (3.7× income, relatively affordable). The poverty rate is 11.0%. Vacancy runs 6.2%. There are about 1,904 housing units across 18054. Around 40% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. At $109,613, median income runs above typical U.S. levels. Population is roughly 4,714 with a median age of 42. Rent burden reaches 48% of tenant households.

Broadly, 18054 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.