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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 18970 Foreclosure, Tax-Lien & Distress Report

Bucks County, Pennsylvania · Distress market

In Bucks County, Pennsylvania, ZIP 18970 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). On the structural side it scores 60/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 57% owner-occupied to 43% rented. On demographic stress specifically, 18970 scores 30/100. Roughly 7.8% live below the poverty line. About 24% have a four-year degree. Median household income is $95,000, above the U.S. median near $78,000. The typical home is worth about $340,000 (3.3× income, relatively affordable). The vacancy rate is 9.2%. About 733 people live here, median age 40. Around 32% of renters are cost-burdened. There are about 245 housing units across 18970.

On balance 18970 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 18970 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 18970 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 18970 stays directly comparable to neighboring ZIPs and the rest of Bucks County, Pennsylvania. 18970 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

18970's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 18970 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
60/100
Structural risk
2/100
Distress activity

What is driving ZIP 18970’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk95
Another 9 scored dimensions sit behind 18970

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 18970 by the numbers

The live 18970 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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