ZIP 19040 Foreclosure, Tax-Lien & Distress Report

ZIP 19040's composite property-distress score is 26/100 - DLRadar classes that as low for Montgomery County, Pennsylvania. The split runs 58/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (81/100)).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 8,381 housing units. Vacancy runs 4.5%. 72% of housing is owner-occupied. Educational attainment sits at 38% bachelor's-or-above. The demographic-stress sub-score lands at 27/100. Households earn a median $109,207 — above the roughly $78,000 national figure. Home values center near $384,900, an affordability ratio of 3.4× — accessible. Around 37% of renters are cost-burdened. About 21,866 people live here, median age 40. 5.7% of residents fall below the poverty threshold.

Overall, 19040 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 19040 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 19040 shows blanks, not estimates, wherever the record is sparse.

19040's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 19040 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.