ZIP 19040 Property Distress & Foreclosure Data

Composite property distress in 19040 (Montgomery County, Pennsylvania) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 51 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).

The market reads expansion — home values rose 5.5% year on year, and 20% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 8,381 housing units across 19040. Vacancy runs 4.5%. Owners hold 72% of homes, renters 28%. Educational attainment sits at 38% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $109,207, above the U.S. median near $78,000. Home values center near $384,900, an affordability ratio of 3.4× — accessible. Rent burden reaches 37% of tenant households. About 21,866 people live here, median age 40. 5.7% of residents fall below the poverty threshold.

Overall 19040 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.