ZIP 19095 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 19095 (Montgomery County, Pennsylvania) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). Leading the profile are structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 58/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.1%. The typical home is worth about $456,400 (3.9× income, relatively affordable). Educational attainment sits at 65% bachelor's-or-above. At $108,250, median income runs above typical U.S. levels. Population is roughly 7,759 with a median age of 40. The demographic-stress sub-score lands at 31/100. Owners hold 53% of homes, renters 47%. Around 48% of renters are cost-burdened. The ZIP holds roughly 3,834 housing units. The poverty rate is 12.8%.

Net-net, 19095 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 19095 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 19095's 26/100 can be lined up against any neighbor in Montgomery County, Pennsylvania or any ZIP coast to coast. 19095 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

19095's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 19095 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.