ZIP 19403 Property Distress & Foreclosure Data

In Montgomery County, Pennsylvania, ZIP 19403 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 18% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 48% bachelor's-or-above. Median household income is $101,996, above the U.S. median near $78,000. The ZIP holds roughly 19,744 housing units. 5.2% of residents fall below the poverty threshold. About 43,967 people live here, median age 45. Home values center near $375,100, an affordability ratio of 3.5× — accessible. Owners hold 73% of homes, renters 27%. Around 35% of renters are cost-burdened. The vacancy rate is 3.8%.

Overall 19403 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.