ZIP 19401 Property Distress & Foreclosure Data

Montgomery County, Pennsylvania's ZIP 19401 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (81/100)). On the structural side it scores 51/100, with 2/100 of stress already active.

The expansion-phase market in 19401 posted values that rose 5.5% over the year, and 27% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $68,646 — near the roughly $78,000 national figure. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 17,740 housing units. About 28% have a four-year degree. Around 44% of renters are cost-burdened. The vacancy rate is 7.9%. The tenure split is 44% owner-occupied to 56% rented. On demographic stress specifically, 19401 scores 34/100. Population is roughly 43,099 with a median age of 36. A median home runs $234,000 here, or 3.3 times local income.

On balance 19401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.