ZIP 19401 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, Pennsylvania, ZIP 19401 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (48/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (80/100)). Latent structural risk is 57/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 27% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $68,646, median income runs near typical U.S. levels. 17.4% of residents fall below the poverty threshold. The ZIP holds roughly 17,740 housing units. Educational attainment sits at 28% bachelor's-or-above. Rent burden reaches 44% of tenant households. The vacancy rate is 7.9%. The tenure split is 44% owner-occupied to 56% rented. DLRadar's demographic-stress index for the area reads 34/100. 43,099 residents call 19401 home, typically aged 36. Home values center near $234,000, an affordability ratio of 3.3× — accessible.

Net-net, 19401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 19401 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 19401 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Montgomery County, Pennsylvania and the nation. 19401 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 19401's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 19401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.