ZIP 19406 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 19406 (Montgomery County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. On the structural side it scores 58/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (81/100)). Its heaviest discrete signals: structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.2% year on year, and 19% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $429,300, an affordability ratio of 3.6× — accessible. The tenure split is 52% owner-occupied to 48% rented. Population is roughly 29,388 with a median age of 36. Educational attainment sits at 62% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 6.8%. At $109,944, median income runs above typical U.S. levels. The poverty rate is 3.8% — low. There are about 14,364 housing units across 19406. Rent burden reaches 30% of tenant households.

Net-net, 19406 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 19406 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 19406's 26/100 can be lined up against any neighbor in Montgomery County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 19406 shows blanks, not estimates, wherever the record is sparse.

19406's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 19406 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.