ZIP 19438 Property Distress & Foreclosure Data

Montgomery County, Pennsylvania's ZIP 19438 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. On the structural side it scores 51/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 23% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 5.9% — low. The demographic-stress sub-score lands at 26/100. At $138,955, median income runs above typical U.S. levels. Around 52% of adults hold a bachelor's degree or higher. Around 47% of renters are cost-burdened. 80% of housing is owner-occupied. The typical home is worth about $480,300 (3.3× income, relatively affordable). The ZIP holds roughly 9,715 housing units. The vacancy rate is 2.6%. 25,184 residents call 19438 home, typically aged 45.

On balance, 19438 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.