ZIP 19438 Foreclosure, Tax-Lien & Distress Report

ZIP 19438's composite property-distress score is 25/100 - DLRadar classes that as low for Montgomery County, Pennsylvania. Its heaviest discrete signals: structural risk (57/100), construction/permit lag (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. On the structural side it scores 57/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 4.2% year on year, and 23% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5.9% of residents fall below the poverty threshold. On demographic stress specifically, 19438 scores 26/100. Median household income is $138,955, above the U.S. median near $78,000. Educational attainment sits at 52% bachelor's-or-above. Rent burden reaches 47% of tenant households. Owners hold 80% of homes, renters 20%. Home values center near $480,300, an affordability ratio of 3.3× — accessible. There are about 9,715 housing units across 19438. Vacancy runs 2.6%. About 25,184 people live here, median age 45.

Overall, 19438 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 19438 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 19438 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Montgomery County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed as records update; 19438 shows blanks, not estimates, wherever the record is sparse.

The 25/100 figure for 19438 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 19438 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.