ZIP 19454 Property Distress & Foreclosure Data

DLRadar grades ZIP 19454 (Montgomery County, Pennsylvania) at a low 23/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.5% year on year, and 18% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $457,900, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 1.6%. Educational attainment sits at 53% bachelor's-or-above. Median household income is $114,323, above the U.S. median near $78,000. Owners hold 79% of homes, renters 21%. Around 36% of renters are cost-burdened. About 28,141 people live here, median age 46. 5.0% of residents fall below the poverty threshold. The ZIP holds roughly 11,290 housing units.

Overall 19454 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.