ZIP 19464 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19464 (Montgomery County, Pennsylvania) returns a low composite of 26/100. The latent-versus-live split is 58/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). Leading the profile are structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.2% year on year, and 26% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

48,084 residents call 19464 home, typically aged 39. The tenure split is 65% owner-occupied to 35% rented. Around 49% of renters are cost-burdened. On demographic stress specifically, 19464 scores 31/100. There are about 20,238 housing units across 19464. Median household income is $76,338, near the U.S. median near $78,000. Vacancy runs 6.9%. Roughly 14.3% live below the poverty line. A median home runs $264,400 here, or 3.0 times local income. Around 28% of adults hold a bachelor's degree or higher.

Net-net, 19464 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 19464 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 19464 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 19464 can be compared directly against any other ZIP in Montgomery County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 19464, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 19464 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 19464 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.