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ZIP 19545 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania · High Poverty market

Berks County, Pennsylvania's ZIP 19545 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). Leading the profile are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structurally it carries 45/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 4.4% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $84,975, median income runs near typical U.S. levels. Home values center near $158,500, an affordability ratio of 1.7× — accessible. The poverty rate is 33.2% — high, a tax-stress and distress correlate. The ZIP holds roughly 222 housing units. About 0% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented. The demographic-stress sub-score lands at 28/100. About 1,016 people live here, median age 19. The vacancy rate is 0.0%.

On the whole, 19545 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 19545's 20/100 can be lined up against any neighbor in Berks County, Pennsylvania or any ZIP coast to coast. 19545 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

19545's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 19545 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
45/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 19545

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk92
9 further distress layers are graded for 19545

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 19545 distress snapshot

Current distress, phase, housing and lender-pressure figures for 19545, drawn from the same report attached to each property.

Loading ZIP 19545 stress data…

Berks County ZIPs near 19545

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Built from public records, scored the same way everywhere · methodology

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