ZIP 19562 Property Distress & Foreclosure Data

DLRadar grades ZIP 19562 (Berks County, Pennsylvania) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). On the structural side it scores 45/100, with 2/100 of stress already active.

The market reads expansion — home values rose 8.4% year on year, and 56% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,321 housing units. 7.6% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. Home values center near $212,300, an affordability ratio of 2.7× — accessible. Educational attainment sits at 19% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $78,709, near the U.S. median near $78,000. The vacancy rate is 6.3%. Owners hold 59% of homes, renters 41%. About 2,965 people live here, median age 49.

Overall 19562 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.