ZIP 19536 Foreclosure, Tax-Lien & Distress Report

ZIP code 19536 in Berks County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 45/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). Its standout signals are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The peak-phase market in 19536 posted values that rose 4.4% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 490 people live here, median age 48. The vacancy rate is 4.1%. A median home runs $179,800 here, or 3.2 times local income. Around 15% of adults hold a bachelor's degree or higher. Around 56% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. There are about 242 housing units across 19536. At $53,750, median income runs below typical U.S. levels. The tenure split is 70% owner-occupied to 30% rented. Roughly 9.6% live below the poverty line.

Net-net, 19536 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 19536 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 19536 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. 19536 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

19536's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 19536 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.