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ZIP 18031 Foreclosure, Tax-Lien & Distress Report

Lehigh County, Pennsylvania · Distress market

Composite property distress in 18031 (Lehigh County, Pennsylvania) lands at 24/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (53/100), construction/permit lag (44/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (73/100)). The split runs 53/100 structural to 2/100 active on the ground.

The peak-phase market in 18031 posted values that rose 4.7% over the year, and 13% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $107,807, median income runs above typical U.S. levels. There are about 4,634 housing units across 18031. Around 16% of renters are cost-burdened. Vacancy runs 9.2%. DLRadar's demographic-stress index for the area reads 23/100. The typical home is worth about $373,400 (3.3× income, relatively affordable). Educational attainment sits at 50% bachelor's-or-above. Owners hold 76% of homes, renters 24%. 4.3% of residents fall below the poverty threshold. About 12,031 people live here, median age 40.

Overall 18031 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 18031 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 18031 can be compared directly against any other ZIP in Lehigh County, Pennsylvania or nationwide. 18031 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 18031 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 18031 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 18031

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk93
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 18031 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 18031, the same set carried on every parcel.

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The complete 18031 distress and acquisition report

Every distressed parcel in 18031 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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