ZIP 19601 Property Distress & Foreclosure Data

In Berks County, Pennsylvania, ZIP 19601 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 45/100 structural and 2/100 already moving. Its standout signals are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 8.4% year on year, and 35% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 14,003 housing units. 29.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. About 36,493 people live here, median age 32. Around 46% of renters are cost-burdened. Home values center near $123,100, an affordability ratio of 2.7× — accessible. Educational attainment sits at 12% bachelor's-or-above. Owners hold 37% of homes, renters 63%. Median household income is $41,133, below the U.S. median near $78,000. The vacancy rate is 8.8%.

Net-net, 19601 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.