ZIP 19560 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 19560 in Berks County, Pennsylvania comes in at 20, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). Structurally it carries 45/100, against 2/100 of stress already in motion. Its standout signals are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 22% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 56% of renters are cost-burdened. Vacancy runs 3.7%. The typical home is worth about $195,300 (2.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 28/100. Median household income is $76,945, near the U.S. median near $78,000. Around 19% of adults hold a bachelor's degree or higher. The poverty rate is 6.5% — low. Owners hold 81% of homes, renters 19%. There are about 3,758 housing units across 19560. About 9,544 people live here, median age 42.

Net-net, 19560 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 19560 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 19560 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 19560, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 19560 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 19560 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.