ZIP 19547 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19547 (Berks County, Pennsylvania) returns a low composite of 20/100. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). Its heaviest discrete signals: structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. The latent-versus-live split is 45/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 33% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $357,900 here, or 3.3 times local income. Around 13% of renters are cost-burdened. 4,558 residents call 19547 home, typically aged 45. The tenure split is 81% owner-occupied to 19% rented. Around 38% of adults hold a bachelor's degree or higher. 5.1% of residents fall below the poverty threshold. The vacancy rate is 4.8%. The ZIP holds roughly 2,017 housing units. The demographic-stress sub-score lands at 22/100. At $89,259, median income runs above typical U.S. levels.

Broadly, 19547 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 19547 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Berks County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 19547 reflects the current record instead of a stale or modeled snapshot.

19547's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 19547 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.