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ZIP 19522 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania · Distress market

In Berks County, Pennsylvania, ZIP 19522 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). Latent structural risk is 45/100 while live distress already moving reads 2/100. Property-level stress concentrates in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 26% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $95,366, above the U.S. median near $78,000. The poverty rate is 4.7% — low. DLRadar's demographic-stress index for the area reads 22/100. Around 22% of renters are cost-burdened. About 24% have a four-year degree. Owners hold 82% of homes, renters 18%. 13,926 residents call 19522 home, typically aged 47. Home values center near $279,300, an affordability ratio of 2.7× — accessible. There are about 5,625 housing units across 19522. The vacancy rate is 1.7%.

Overall 19522 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 19522 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 19522's 20/100 can be lined up against any neighbor in Berks County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 19522 shows blanks, not estimates, wherever the record is sparse.

Each component behind 19522 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 19522 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
45/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 19522

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

19522 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 19522, the same set carried on every parcel.

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Berks County ZIPs near 19522

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The complete 19522 distress and acquisition report

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Rules-based scoring — each signal ties to a public dataset · methodology

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