ZIP 19564 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 19564 in Berks County, Pennsylvania comes in at 20, a low composite-distress reading. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). Structurally it carries 45/100, against 2/100 of stress already in motion.

The market reads peak — home values rose 4.4% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 101 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 43/100. Around 4% of adults hold a bachelor's degree or higher. Median household income is $99,621, above the U.S. median near $78,000. A median home runs $509,600 here. The vacancy rate is 0.0%. Population is roughly 293 with a median age of 48. Rent burden reaches 0% of tenant households. Owners hold 75% of homes, renters 25%.

Overall 19564 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 19564 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 19564 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 19564 stays directly comparable to neighboring ZIPs and the rest of Berks County, Pennsylvania. The score is rebuilt from public data as it updates, so 19564 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 19564 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 19564 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.