ZIP 19555 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 19555 (Berks County, Pennsylvania) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). Structural risk reads 45/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted.

The peak-phase market in 19555 posted values that rose 4.4% over the year, and 34% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $75,944, median income runs near typical U.S. levels. On demographic stress specifically, 19555 scores 28/100. Roughly 9.2% live below the poverty line. Rent burden reaches 30% of tenant households. The vacancy rate is 5.3%. There are about 1,575 housing units across 19555. About 15% have a four-year degree. The typical home is worth about $239,900 (3.1× income, relatively affordable). 72% of housing is owner-occupied. Population is roughly 3,415 with a median age of 47.

On balance 19555 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 19555 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 19555 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Berks County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 19555 reflects the current record instead of a stale or modeled snapshot.

19555's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 19555 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.