ZIP 19541 Property Distress & Foreclosure Data

Berks County, Pennsylvania's ZIP 19541 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). The most distinctive pressure shows up in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 8.4% year on year, and 16% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 4,371 people live here, median age 46. Median household income is $103,000, above the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. Educational attainment sits at 25% bachelor's-or-above. Home values center near $312,400, an affordability ratio of 2.8× — accessible. Vacancy runs 4.7%. Rent burden reaches 10% of tenant households. DLRadar's demographic-stress index for the area reads 21/100. There are about 1,670 housing units across 19541. 3.7% of residents fall below the poverty threshold.

Overall 19541 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.