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ZIP 19541 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania · Distress market

In Berks County, Pennsylvania, ZIP 19541 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 45/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). Its heaviest discrete signals: structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 4.4% year on year, and 16% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

4,371 residents call 19541 home, typically aged 46. At $103,000, median income runs above typical U.S. levels. Owners hold 89% of homes, renters 11%. About 25% have a four-year degree. A median home runs $312,400 here, or 2.8 times local income. The vacancy rate is 4.7%. Around 10% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. There are about 1,670 housing units across 19541. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas.

Broadly, 19541 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 19541 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 19541 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 19541 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 19541 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 19541 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
45/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 19541

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk92
9 further distress layers are graded for 19541

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 19541 by the numbers

The live 19541 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Berks County ZIPs near 19541

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Further distress data across Berks County, Pennsylvania at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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