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ZIP 19544 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania · High Vacancy market

In Berks County, Pennsylvania, ZIP 19544 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Latent structural risk is 45/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)).

The market reads peak — home values rose 4.4% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 7% bachelor's-or-above. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. A median home runs $253,900 here, or 1.7 times local income. The tenure split is 100% owner-occupied to 0% rented. 13.2% of residents fall below the poverty threshold. Households earn a median $120,114 — above the roughly $78,000 national figure. On demographic stress specifically, 19544 scores 24/100. The ZIP holds roughly 73 housing units. Population is roughly 174 with a median age of 50.

On the whole, 19544 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 19544 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 19544's 20/100 can be lined up against any neighbor in Berks County, Pennsylvania or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 19544 shows blanks, not estimates, wherever the record is sparse.

19544's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 19544 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
45/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 19544

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk92
9 further distress layers are graded for 19544

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 19544 by the numbers

19544 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The full 19544 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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