ZIP 17046 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 17046 in Lebanon County, Pennsylvania comes in at 22, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). What sets it apart are the readings on construction/permit lag (92/100), structural risk (48/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. On the structural side it scores 48/100, with 1/100 of stress already active.

The market reads peak — home values rose 1.0% year on year, 2.9% off the recent peak, and 26% higher over three years (phase confidence 41/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $191,000 here, or 3.0 times local income. Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 7.2%. The ZIP holds roughly 13,439 housing units. 31,701 residents call 17046 home, typically aged 41. Educational attainment sits at 12% bachelor's-or-above. The tenure split is 63% owner-occupied to 37% rented. Around 37% of renters are cost-burdened. On demographic stress specifically, 17046 scores 32/100. Median household income is $59,633, below the U.S. median near $78,000.

Net-net, 17046 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 17046 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 17046 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Lebanon County, Pennsylvania and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 17046 shows blanks, not estimates, wherever the record is sparse.

Each component behind 17046 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 17046 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.