ZIP 17038 Property Distress & Foreclosure Data

Composite property distress in 17038 (Lebanon County, Pennsylvania) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (25/100), institutional ownership (3/100), mortgage stress (2/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The latent-versus-live split is 25/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (81/100).

Prices here sit in a neutral phase: values rose 7.4% over the trailing year, 3.3% off the recent peak, and 23% higher over three years (phase confidence 66/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

DLRadar's demographic-stress index for the area reads 35/100. 12.7% of residents fall below the poverty threshold. The vacancy rate is 3.2%. 8,245 residents call 17038 home, typically aged 37. Around 63% of renters are cost-burdened. The ZIP holds roughly 3,471 housing units. Median household income is $66,698, below the U.S. median near $78,000. Owners hold 74% of homes, renters 26%. Educational attainment sits at 16% bachelor's-or-above. Home values center near $252,600, an affordability ratio of 3.6× — accessible.

Overall, 17038 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
25/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 17038

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk81
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lebanon County

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