ZIP 19565 Property Distress & Foreclosure Data

ZIP code 19565 in Berks County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 45 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). What sets it apart are the readings on structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 8.4% year on year, and 23% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 8,744 people live here, median age 45. Home values center near $300,500, an affordability ratio of 3.3× — accessible. Owners hold 83% of homes, renters 17%. Educational attainment sits at 32% bachelor's-or-above. Vacancy runs 3.0%. Median household income is $80,881, near the U.S. median near $78,000. There are about 3,675 housing units across 19565. Rent burden reaches 45% of tenant households. 7.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100.

Overall 19565 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.