ZIP 19610 Property Distress & Foreclosure Data

In Berks County, Pennsylvania, ZIP 19610 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). On the structural side it scores 45/100, with 2/100 of stress already active.

The market reads expansion — home values rose 8.4% year on year, and 21% higher over three years (phase confidence 63/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 4.5%. DLRadar's demographic-stress index for the area reads 27/100. 5.2% of residents fall below the poverty threshold. Around 45% of renters are cost-burdened. Median household income is $91,034, above the U.S. median near $78,000. Educational attainment sits at 54% bachelor's-or-above. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 7,484 housing units. Home values center near $343,600, an affordability ratio of 3.5× — accessible. About 16,231 people live here, median age 48.

Overall 19610 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.