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ZIP 19610 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania · Distress market

On DLRadar's 0-100 distress scale, ZIP 19610 in Berks County, Pennsylvania comes in at 20, a low composite-distress reading. Leading the profile are structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). Structurally it carries 45/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 21% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.5%. On demographic stress specifically, 19610 scores 27/100. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Around 45% of renters are cost-burdened. At $91,034, median income runs above typical U.S. levels. Educational attainment sits at 54% bachelor's-or-above. 67% of housing is owner-occupied. The ZIP holds roughly 7,484 housing units. Home values center near $343,600, an affordability ratio of 3.5× — accessible. About 16,231 people live here, median age 48.

Broadly, 19610 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 19610 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 19610 can be compared directly against any other ZIP in Berks County, Pennsylvania or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 19610 shows blanks, not estimates, wherever the record is sparse.

Behind 19610's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 19610 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
45/100
Structural risk
2/100
Distress activity

What is driving ZIP 19610’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 19610 Stress Report snapshot

The live 19610 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Berks County ZIP reports

Nearest ZIP codes to 19610

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

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Unlock parcel-level detail for ZIP 19610

The full 19610 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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