ZIP 19551 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19551 (Berks County, Pennsylvania) returns a low composite of 19/100. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (75/100). On the structural side it scores 42/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 19551 posted values that rose 3.8% over the year, and 26% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $87,932 — above the roughly $78,000 national figure. Around 24% of renters are cost-burdened. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 19551 scores 23/100. The poverty rate is 5.5% — low. About 4,578 people live here, median age 48. There are about 1,895 housing units across 19551. The vacancy rate is 3.1%. Around 25% of adults hold a bachelor's degree or higher. Home values center near $264,200, an affordability ratio of 2.8× — accessible.

On balance, 19551 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 19551 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 19551's 19/100 can be lined up against any neighbor in Berks County, Pennsylvania or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 19551, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 figure for 19551 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 19551 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.