ZIP 19540 Property Distress & Foreclosure Data

Composite property distress in 19540 (Berks County, Pennsylvania) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), institutional ownership (20/100), construction/permit lag (17/100). construction/permit lag (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (91/100). On the structural side it scores 50/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 8.1% over the trailing year, and 25% higher over three years (phase confidence 59/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 32% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. The poverty rate is 5.6% — low. The typical home is worth about $319,600 (3.0× income, relatively affordable). 82% of housing is owner-occupied. 11,705 residents call 19540 home, typically aged 41. The demographic-stress sub-score lands at 24/100. The vacancy rate is 3.9%. At $96,066, median income runs above typical U.S. levels. The ZIP holds roughly 4,590 housing units.

On balance, 19540 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.