ZIP 19604 Property Distress & Foreclosure Data

Berks County, Pennsylvania's ZIP 19604 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 45/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100).

The market reads expansion — home values rose 8.4% year on year, and 27% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 49% of homes, renters 51%. Home values center near $119,000, an affordability ratio of 2.1× — accessible. Median household income is $52,863, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. There are about 10,000 housing units across 19604. Educational attainment sits at 10% bachelor's-or-above. Vacancy runs 6.5%. 17.7% of residents fall below the poverty threshold. About 29,408 people live here, median age 30. Rent burden reaches 47% of tenant households.

Net-net, 19604 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.