ZIP 19538 Property Distress & Foreclosure Data

ZIP code 19538 in Berks County, Pennsylvania carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). What sets it apart are the readings on structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 8.4% year on year, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 0.0%. Median household income is $49,141, below the U.S. median near $78,000. There are about 45 housing units across 19538. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 18/100. Rent burden reaches 0% of tenant households. Home values center near $195,100, an affordability ratio of 3.9× — accessible. 0.0% of residents fall below the poverty threshold. About 89 people live here, median age 49. Educational attainment sits at 44% bachelor's-or-above.

Net-net, 19538 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.