ZIP 19539 Foreclosure, Tax-Lien & Distress Report

Berks County, Pennsylvania's ZIP 19539 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (45/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural risk reads 45/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (90/100).

The peak-phase market in 19539 posted values that rose 4.4% over the year, and 24% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 19/100. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $102,694 — above the roughly $78,000 national figure. Rent burden reaches 11% of tenant households. The ZIP holds roughly 1,507 housing units. 92% of housing is owner-occupied. The vacancy rate is 1.0%. Population is roughly 4,112 with a median age of 44. About 28% have a four-year degree. Home values center near $266,700, an affordability ratio of 2.6× — accessible.

Broadly, 19539 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 19539 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Berks County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 19539 reflects the current record instead of a stale or modeled snapshot.

19539's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 19539 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.