ZIP 19465 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 19465 (Chester County, Pennsylvania) at a low 27/100 for overall property distress. Leading the profile are construction/permit lag (73/100), structural risk (63/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Structural exposure scores 63 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.2% year on year, and 27% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $106,167, above the U.S. median near $78,000. 4.3% of residents fall below the poverty threshold. Home values center near $404,500, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Around 27% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. Educational attainment sits at 42% bachelor's-or-above. There are about 7,522 housing units across 19465. About 18,309 people live here, median age 45. Vacancy runs 3.9%.

Net-net, 19465 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 19465 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 19465 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 19465 stays directly comparable to neighboring ZIPs and the rest of Chester County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 19465 shows blanks, not estimates, wherever the record is sparse.

Each component behind 19465 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For a buyer, 19465 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.