Chester County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chester County, PA distress report, 2026: 46 ZIPs scored in Chester, PA, Chester, PA average 26/100; the top Chester, PA ZIP is 17527 at 29/100; Chester, PA market phase peak, Chester, PA prices +4.2% year over year.
- Chester, PA ranks #2,971 nationally (opportunity index); Chester, PA #63 in Pennsylvania; Chester, PA index 23.4.
- Chester, PA ninety-day mortgage delinquency 0.4% in December 2025; Chester, PA twelve-month change 0.0%.
- Chester, PA ZIP phases: 44 peak, 2 expansion.
- Chester, PA residential listings tracked: 196 across 39 ZIPs; Chester, PA candidate listings 45.
- Chester, PA HUD assisted properties: 13 with 1,083 units.
- Chester, PA lenders on watch: 8; largest Chester, PA footprint S&T Bank (11 branches).
- Chester, PA most distressed ZIP: 17527 at 29/100.
Chester, PA figures: DLRadar distress index; Chester, PA inputs: CFPB, FHFA, HUD, FDIC; Chester, PA rebuilt as sources refresh.
| Rank | Chester, PA ZIP | Score |
|---|---|---|
| 1 | 17527 | 29/100 |
| 2 | 17555 | 29/100 |
| 3 | 19342 | 28/100 |
| 4 | 19362 | 28/100 |
| 5 | 19373 | 28/100 |
| 6 | 19073 | 27/100 |
| 7 | 19310 | 27/100 |
| 8 | 19317 | 27/100 |
| 9 | 19319 | 27/100 |
| 10 | 19344 | 27/100 |
| 11 | 19363 | 27/100 |
| 12 | 19087 | 26/100 |
Most distressed Chester, PA ZIPs (0-100, 2026)
Mortgage delinquency in Chester, PA
0.4% of Chester, PA mortgages were ninety-plus days late (Chester, PA, December 2025); Chester, PA thirty-to-eighty-nine days late: 1.4%; Chester, PA twelve-month change 0.0%; Chester, PA peak since 2008: 2.0% (December 2009); Pennsylvania overall 1.0%. Chester, PA ninety-day series: Dec 24 0.4, Jan 25 0.4, Feb 25 0.4 (Chester, PA), Mar 25 0.4, Apr 25 0.3, May 25 0.3 (Chester, PA), Jun 25 0.4, Jul 25 0.4, Aug 25 0.4 (Chester, PA), Sep 25 0.4, Oct 25 0.3, Nov 25 0.4 (Chester, PA), Dec 25 0.4.
Opportunity index: Chester, PA
Chester, PA index 23.4, Chester, PA phase weak; Chester, PA primary driver construction, Chester, PA second driver bank institutional. Chester, PA components: property stress 7.1, foreclosure pressure 4.2, listing discounts 24.7, bank stress 54.3, insurance 0.0; Chester, PA pulse 25.2; Chester, PA capital opportunity 20.6; Chester, PA seven-day change -0.1%.
ZIP market phases inside Chester, PA
46 Chester, PA ZIPs carry a price-cycle phase; Chester, PA ZIPs by phase (Chester, PA), deepest drawdown first: expansion, +5.7% YoY (Chester, PA): 17527; expansion, +5.8% YoY (Chester, PA): 17555; peak, +4.2% YoY (Chester, PA): 19073, 19087, 19301, 19311, Chester, PA 19312, 19316, 19317, 19319, Chester, PA 19320, 19330, 19333, 19335, Chester, PA 19341; peak, +4.4% YoY (Chester, PA): 19310.
Residential listings by Chester, PA ZIP
Chester, PA ZIPs with the most tracked Chester, PA residential listings: 19355 53 listings, 6 candidates, bank pressure 61; 19382 53 listings, 7 candidates, bank pressure 61; 19380 44 listings, 9 candidates, bank pressure 61; 19335 9 listings, 4 candidates, bank pressure 61 (Chester, PA); 19363 5 listings, 1 candidates, bank pressure 60; 19465 5 listings, 4 candidates, bank pressure 61; 19352 4 listings, 2 candidates, bank pressure 61; 19087 3 listings, 2 candidates, bank pressure 60. Chester, PA totals: 196 listings; Chester, PA candidates 45; active ZIPs 17.
HUD assisted housing in Chester, PA
13 assisted properties with 1,083 units sit in Chester, PA; largest Chester, PA properties: Kent Apartments (Philadephia) 420 units; Coatesville Towers (Coatesville) 90 units, 90 assisted; Vincent Heights (Spring City) 90 units, 90 assisted in Chester, PA; Luther House Iii (West Grove) 76 units, 76 assisted; Luther House I (West Grove) 68 units, 68 assisted; Luther House Ii (West Grove) 68 units, 68 assisted.
Lenders with branches in Chester, PA
Chester, PA lenders by branch count: S&T Bank (Chester, PA): stress 48, 11 branches low in Chester, PA; Fulton Bank National Assn (Chester, PA): stress 61, 8 branches low in Chester, PA; Phoenixville Federal B&T (Chester, PA): stress 69, 4 branches low in Chester, PA; Wayne Bank (Chester, PA): stress 73, 2 branches low in Chester, PA; Customers Bank (Chester, PA): stress 72, 2 branches low in Chester, PA; First Resource Bank (Chester, PA): stress 69, 2 branches low in Chester, PA; National Bank Of Malvern (Chester, PA): stress 33, 2 branches low in Chester, PA; Meridian Bank (Chester, PA): stress 77, 1 branch low in Chester, PA.
Vacancy and permits, Chester, PA
7,717 of 212,491 Chester, PA housing units are vacant; Chester, PA permits, twelve months: 331 multifamily units in Chester, PA, 1,002 one-to-four unit units.
Work Chester, PA at the parcel level
Every Chester, PA parcel carries owner and address; every Chester, PA parcel carries APN; Chester, PA distress scores sit on the Chester, PA live board.
Chester, PA figures refresh with each source.
Chester, PA questions
Most distressed ZIP code in Chester County, PA?
ZIP 17527 leads Chester, PA at 29/100; next in Chester, PA: 17555 at 29/100; the Chester, PA average is 26/100.
Where does Chester County, PA rank for investment opportunity?
Chester, PA is #2,971 among all ranked counties, #63 in Pennsylvania; the Chester, PA driver is construction; Chester, PA moved up 58 places.
How many mortgages are delinquent in Chester County, PA?
0.4% of Chester, PA mortgages were ninety-plus days late in December 2025; the Chester, PA peak since 2008 was 2.0%.
Which banks lend in Chester County, PA?
8 watched lenders hold Chester, PA branches; the largest Chester, PA footprints are S&T Bank (11), Fulton Bank National Assn (8), Phoenixville Federal B&T (4).
More on Chester, PA
Chester County, PA distress report: public-record figures for Chester, PA; not legal advice for Chester, PA; not tax or investment advice; verify every Chester, PA record before acting.