ZIP 19310 Foreclosure, Tax-Lien & Distress Report

Chester County, Pennsylvania's ZIP 19310 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (86/100). The sharpest non-environmental signals are construction/permit lag (74/100), structural risk (64/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. Structurally it carries 64/100, against 2/100 of stress already in motion.

The peak-phase market in 19310 posted values that rose 4.4% over the year, and 24% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $315,700 (3.3× income, relatively affordable). The vacancy rate is 1.0%. About 3,035 people live here, median age 31. 83% of housing is owner-occupied. There are about 950 housing units across 19310. At $87,679, median income runs above typical U.S. levels. Around 25% of renters are cost-burdened. The poverty rate is 19.5% — high, a tax-stress and distress correlate. About 28% have a four-year degree. The demographic-stress sub-score lands at 28/100.

On balance 19310 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 19310 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 19310 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 19310 stays directly comparable to neighboring ZIPs and the rest of Chester County, Pennsylvania. Every figure is auditable to a public dataset and refreshed on ingest; 19310 shows blanks, not estimates, wherever the record is sparse.

The 28/100 figure for 19310 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 19310 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.