ZIP 18969 Property Distress & Foreclosure Data

DLRadar grades ZIP 18969 (Montgomery County, Pennsylvania) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (52/100), construction/permit lag (27/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (82/100)). On the structural side it scores 52/100, with 2/100 of stress already active.

The expansion-phase market in 18969 posted values that rose 5.5% over the year, and 23% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 26/100. Around 35% of renters are cost-burdened. The poverty rate is 3.3% — low. 81% of housing is owner-occupied. Around 35% of adults hold a bachelor's degree or higher. Population is roughly 15,229 with a median age of 44. At $103,818, median income runs above typical U.S. levels. The ZIP holds roughly 6,289 housing units. The typical home is worth about $385,300 (3.5× income, relatively affordable). The vacancy rate is 4.1%.

Broadly, 18969 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.