ZIP 19004 Foreclosure, Tax-Lien & Distress Report

ZIP 19004's composite property-distress score is 26/100 - DLRadar classes that as low for Montgomery County, Pennsylvania. Structurally it carries 58/100, against 2/100 of stress already in motion. Its standout signals are structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 25% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 5.3%. The typical home is worth about $632,000 (4.3× income). DLRadar's demographic-stress index for the area reads 27/100. Around 73% of adults hold a bachelor's degree or higher. 72% of housing is owner-occupied. Households earn a median $143,781 — above the roughly $78,000 national figure. Population is roughly 10,439 with a median age of 42. There are about 4,724 housing units across 19004. Around 37% of renters are cost-burdened. The poverty rate is 9.3%.

Net-net, 19004 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 19004 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 19004 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Montgomery County, Pennsylvania and the nation. 19004 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 26/100 for 19004 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 19004 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.