ZIP 19004 Property Distress & Foreclosure Data

Composite property distress in 19004 (Montgomery County, Pennsylvania) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 51 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).

The market reads expansion — home values rose 5.5% year on year, and 25% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 5.3%. Home values center near $632,000, an affordability ratio of 4.3×. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 73% bachelor's-or-above. Owners hold 72% of homes, renters 28%. Median household income is $143,781, above the U.S. median near $78,000. About 10,439 people live here, median age 42. There are about 4,724 housing units across 19004. Rent burden reaches 37% of tenant households. 9.3% of residents fall below the poverty threshold.

Overall 19004 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.