ZIP 19031 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Pennsylvania · Distress market
In Montgomery County, Pennsylvania, ZIP 19031 scores 25 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (80/100). The sharpest non-environmental signals are structural risk (57/100), construction/permit lag (48/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural risk reads 57/100 against active distress of 2/100.
The market reads peak — home values rose 4.2% year on year, and 13% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
5,166 residents call 19031 home, typically aged 49. At $143,323, median income runs above typical U.S. levels. Home values center near $579,300, an affordability ratio of 3.6× — accessible. The vacancy rate is 0.0%. The tenure split is 81% owner-occupied to 19% rented. The poverty rate is 7.3% — low. Around 52% of renters are cost-burdened. Educational attainment sits at 64% bachelor's-or-above. The ZIP holds roughly 2,044 housing units. On demographic stress specifically, 19031 scores 26/100.
Net-net, 19031 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 19031 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 19031 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Montgomery County, Pennsylvania and the nation. The score is rebuilt from public data as it updates, so 19031 reflects the current record instead of a stale or modeled snapshot.
Each component behind 19031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 19031 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 19031
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
19031 at a glance
Current distress, phase, housing and lender-pressure figures for 19031, drawn from the same report attached to each property.
Other Montgomery County ZIP codes
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More distress data near 19031
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See every distressed parcel in 19031
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Rules-based scoring — each signal ties to a public dataset · methodology