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ZIP 19046 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Pennsylvania · Distress market

Composite property distress in 19046 (Montgomery County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. Structurally it carries 58/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (52/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.2% year on year, and 19% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 19,143 with a median age of 44. Rent burden reaches 46% of tenant households. Owners hold 68% of homes, renters 32%. About 63% have a four-year degree. There are about 8,525 housing units across 19046. On demographic stress specifically, 19046 scores 28/100. The vacancy rate is 9.0%. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $470,800 (4.0× income, relatively affordable). At $112,959, median income runs above typical U.S. levels.

Overall, 19046 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 19046 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 19046's 26/100 can be lined up against any neighbor in Montgomery County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 19046 reflects the current record instead of a stale or modeled snapshot.

Each component behind 19046 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 19046 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
58/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 19046

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk97
19046 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 19046 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 19046, the same set carried on every parcel.

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Each signal above is traceable to an open dataset · methodology

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