ZIP 19096 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19096 (Montgomery County, Pennsylvania) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (81/100)). The split runs 58/100 structural to 2/100 active on the ground. Property-level stress concentrates in structural risk (58/100), construction/permit lag (53/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.2% year on year, and 23% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

The poverty rate is 4.6% — low. Around 24% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 21/100. The tenure split is 78% owner-occupied to 22% rented. Around 80% of adults hold a bachelor's degree or higher. 15,136 residents call 19096 home, typically aged 44. Median household income is $186,648, above the U.S. median near $78,000. A median home runs $713,100 here, or 3.8 times local income. Vacancy runs 1.2%. There are about 5,971 housing units across 19096.

Overall, 19096 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 19096 at the moment; the composite and its components are still built from verifiable public records.

The 19096 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 19096 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Pennsylvania. Nothing here is interpolated — where a source is thin for 19096, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 19096's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 19096 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.