ZIP 19003 Foreclosure, Tax-Lien & Distress Report

Delaware County, Pennsylvania's ZIP 19003 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (79/100). The split runs 57/100 structural to 2/100 active on the ground. Its standout signals are structural risk (57/100), construction/permit lag (53/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 19% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 36% of renters are cost-burdened. The typical home is worth about $448,500 (3.8× income, relatively affordable). Vacancy runs 2.7%. DLRadar's demographic-stress index for the area reads 25/100. At $116,142, median income runs above typical U.S. levels. Owners hold 64% of homes, renters 36%. 6.0% of residents fall below the poverty threshold. Population is roughly 14,411 with a median age of 37. Around 70% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,141 housing units.

On balance 19003 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 19003 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 19003 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 19003, the field stays empty rather than modeled, and fills in as new documents post.

19003's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 19003 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.