ZIP 19010 Foreclosure, Tax-Lien & Distress Report

ZIP code 19010 in Delaware County, Pennsylvania carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (52/100), construction/permit lag (33/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 52/100 structural and 2/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 29% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $143,986, above the U.S. median near $78,000. 7.4% of residents fall below the poverty threshold. The vacancy rate is 7.9%. DLRadar's demographic-stress index for the area reads 32/100. Around 45% of renters are cost-burdened. About 22,004 people live here, median age 38. Home values center near $803,100, an affordability ratio of 5.5×. Owners hold 65% of homes, renters 35%. Educational attainment sits at 77% bachelor's-or-above. The ZIP holds roughly 8,393 housing units.

Overall 19010 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.