ZIP 19038 Property Distress & Foreclosure Data

ZIP code 19038 in Montgomery County, Pennsylvania carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (51/100), construction/permit lag (24/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (81/100)). On the structural side it scores 51/100, with 2/100 of stress already active.

The expansion-phase market in 19038 posted values that rose 5.5% over the year, and 21% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 2.1%. Around 49% of renters are cost-burdened. About 56% have a four-year degree. Households earn a median $113,464 — above the roughly $78,000 national figure. Population is roughly 32,157 with a median age of 40. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 19038 scores 26/100. The ZIP holds roughly 11,950 housing units. A median home runs $413,100 here, or 3.4 times local income.

Broadly, 19038 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.