ZIP 19131 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 19131 (Philadelphia County, Pennsylvania) returns a low composite of 20/100. Its standout signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (7/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. On the structural side it scores 43/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (66/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 21% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $178,500 (3.6× income, relatively affordable). Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 23,033 housing units. Rent burden reaches 56% of tenant households. Roughly 27.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 44,799 with a median age of 34. Median household income is $46,057, below the U.S. median near $78,000. Owners hold 44% of homes, renters 56%. DLRadar's demographic-stress index for the area reads 39/100. The vacancy rate is 13.7% — elevated.

On the whole, 19131 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 19131 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 19131's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 19131 shows as blanks, never estimates, and the score updates on every fresh public filing.

19131's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 19131 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.